Empower Institute

The Empower Institute uses its own comprehensive research, original insights and public policy initiatives to help move the retirement savings system forward.

First-generation Americans seek advice during these unprecedented times

New research shows that first-generation workers remain more confident in the U.S. economy and their retirement savings than the general population.

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Game plan for managing investment market volatility

The market has tended to reward those investors who don’t get rattled during market declines and stick to a long-term investment strategy.

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Building a Better Plan for Employees Nearing Retirement

Adding a specialized plan tier can help support the unique needs of older workers As employees age, their financial needs and concerns shift significantly away from those of their younger colleagues. For example, where younger employees are much more concerned about running out of money in retirement, older employees are much more concerned about healthcare. […]

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Empower Institute


The sky is the limit in the new definition of retirement

The notion of retirement has changed. It’s no longer defined by a date or an age. It’s more of a mindset. And it’s not about leaving one’s job. It’s about planning a future and the pursuit of passions.

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Financial Markets Perspective and Relief Programs

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