You’re ready to save for the down payment on a new home. Also consider saving for some less well-known expenses that will be due at closing.
Logan Allec graduated from college in 2009 with $35,000 in student loans — and headed into a job market pinched by the recession.
A year of planning, plus diligent saving, leads to the vacation of a lifetime — and not a single cent of debt.
It’s smart to make a budget for any renovation larger than painting. The budgeting process will force you to decide where you really want to spend your home improvement money and give you a target to save toward.
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