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We believe everyone deserves access to fiduciary advice

We offer participants a variety of ways to access the fiduciary advice they want and need.

Empower Retirement Advisory Services

Empower Retirement Advisory Services (Advisory Services) not only helps employees stay educated related to their finances and reach their long-term goals; it also provides plan sponsors with a fiduciary solution to helping their employees meet their retirement goals. We provide a comprehensive solution built around plans and employees, their life changes, and their unique goals for the future. Advisory Services is composed of two fiduciary advice solutions:1

number 1

My Total Retirement™ and Online Advice powered by Morningstar Investment Management, LLC 

Number 2

The Professional Management Program and Online Advice powered by Edelman Financial Engines L.L.C.

Combined, these two independent investment advisers have been helping employees meet their retirement goals for 70 years. There is no guarantee provided by any party that participation in any of the advisory services will result in a profit.

Both solutions provide each employee with these perks:

Event-driven communication experiences designed to motivate positive action.

Support from investment adviser representatives.

A strategy that evolves as their needs and goals change.

A personalized saving and investment strategy.

Personalized saving and investment strategy

Give your employees the help they need throughout the retirement journey. Beginning with only the information required to open an account, Advisory Services creates, implements and monitors a personalized strategy for each employee — and provides them with one-on-one access to investment adviser representatives who can advise them about their strategies and goals. As each employee provides additional information about themselves and approaches retirement, their strategy evolves and shifts from saving to spending in retirement.

Account review

Analysis of each employee's demographic information

Formulation of a strategy

Alignment with each employee’s situation and goals

Ongoing management

Regular reviews and access to one-on-one support

Transition with retirement in mind

A focus on capital preservation with steady retirement income

Withdrawal management

A custom spending strategy to help maximize income in retirement

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Online Advice

Online Advice provides employees with self-service access powered by the same methodology as My Total Retirement or the Professional Management Program. This service, available at no additional cost to employees, can provide point-in-time recommendations for them to implement on their own.1

Online Advice provides employees with:

  • Investment and savings-rate recommendations.
  • Actionable steps so they can confidently implement their strategies.
  • Access to the same methodology that powers My Total Retirement or the Professional Management Program.
Ken Verzella, Empower Retirement Vice President of Participant Advisory Services

“Through our comprehensive advisory services, we make retirement planning for individuals more personalized, more accessible and easier to understand. Participants can be better prepared for their financial futures when provided digital and human support throughout their life.”

Ken Verzella
Vice President, Participant Advisory Services, Empower Retirement
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My Total Retirement

My Total Retirement offers a fully integrated advice solution that includes an industry-leading online and communication experience supported by one-on-one help from investment professionals.

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Give your employees the help they need for a brighter financial future. Please contact your sales representative at 877-630-4015.

1 Online Advice and My Total Retirement are part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser. Online Advice and the Professional Management Program are part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser.

Online Advice and My Total Retirement are part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser.

Online Advice and the Professional Management Program are part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser.

Empower Retirement Advisory Services refers to the advisory services offered by Advised Assets Group, LLC, such as My Total Retirement and Online Advice. AAG uses Morningstar Investment Management LLC to provide subadvisory services. AAG and Morningstar Investment Management are unaffiliated registered investment advisors. Morningstar Investment Management is a subsidiary of Morningstar, Inc. AAG is a subsidiary of Great-West Life & Annuity Insurance Company. Morningstar is a registered trademark of Morningstar, Inc. ©2021 Morningstar, Inc. Future results are not guaranteed by AAG, Morningstar Investment Management or any other party.

Empower Retirement Advisory Services refers to the advisory services offered by Advised Assets Group, LLC, such as the Professional Management Program and Online Advice. AAG uses Financial Engines Advisors L.L.C. to provide subadvisory services. AAG and FEA are unaffiliated registered investment advisers. AAG is a subsidiary of Great-West Life & Annuity Insurance Company. Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. ©2021 Edelman Financial Engines, LLC. Future results are not guaranteed by AAG, FEA or any other party.

FOR FINANCIAL PROFESSIONAL USE ONLY.

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Carefully consider the investment option’s objectives, risks, fees and expenses. Contact Empower Retirement for a prospectus, summary prospectus for SEC-registered products or disclosure document for unregistered products, if available, containing this information. Read each carefully before investing.

Securities, when presented, are offered and/or distributed by GWFS Equities, Inc., Member FINRA/SIPC. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment adviser, Advised Assets Group, LLC. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice.

IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. The results may vary with each use and over time.

Investing involves risk, including possible loss of principal.

Insurance products are issued by or offered through Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; or in New York, by Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY. Guarantees are subject to the terms and conditions of the contract and the claims-paying ability of the insurer.

The managed account service is part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser.

The Empower Institute is a research group within Empower Retirement, LLC.

All features may not currently be available and are subject to change without notice. ©2021 Empower Retirement, LLC. All rights reserved.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency.