My Total Retirement
Empower Retirement Advisory Services can help you meet your fiduciary obligations and provide personalized recommendations and strategies to help your employees reach their retirement goals
Empower Retirement Advisory Services1 provides comprehensive, personalized financial strategies for all life stages. This includes personalized savings, investment and withdrawal plans to help maximize after-tax income in retirement that can be carried out by you or implemented and managed by investment professionals.
Fiduciary & Administrative Support For You
Advisory Services not only has your employees’ best interests in mind, but can help with retirement education.
A Personalized Strategy For Your Employees
Shouldn’t your employees’ retirement savings be as unique as they are? Advisory Services gives your employees access to one-on-one support with investment adviser representatives.
Help your employees maximize their retirement income
Based on 6% deferral rate for a managed account user vs. 4% for target date fund investors.
Less variation in returns for managed account users vs. do-it-yourself investors.
Estimated income in retirement compared to standard withdrawal strategy of 4% (adjusted for inflation).
Looking for a solution that evolves with the unique needs of your employees? Consider Empower Dynamic Retirement Manager™5
Target date funds for younger participants
Customized retirement strategy for those with more sophisticated needs
Your employees can access a custom retirement plan for them to fully implement or simply use to validate the strategy they’ve created.
1 Online advice and the managed account service are part of the Empower Retirement Advisory Services suite of services offered by Advised Assets Group, LLC, a registered investment adviser.
2 Morningstar Investment Management. The Impact of the Default Investment Decision on Participant Deferral Rates: Managed Accounts vs. Target Date Funds. 2016.
3 Advised Assets Group, LLC, Internal Rate of Return (IROR) All Segments Study, 2017. The participant return distribution included in this study is used to illustrate the difference between those participants within the 90th percentile and the 10th percentile to preserve statistical integrity of the data reported. Refer to the study, available through AAG, for additional disclosures and methodologies.
4 Morningstar Investment Management, LLC, Alpha, Beta, and Now… Gamma. August 28, 2013
5 The managed account service offered through Empower Dynamic Retirement Manager™ is provided by the named registered investment adviser as defined by the advisory services agreement.