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Your financial future is our priority

We can help you achieve the freedom to live the life you want. 

The Empower Way

Everything we do is designed to support your financial success as you prepare for retirement and all of your financial goals. Listening to what matters to you and helping you be ready for all of life's moments, big and small, that is the Empower way. It's why over 12 million Americans trust us with their savings.1

Here's what you can expect: 

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Advice just for you

Get personalized guidance, straightforward solutions and actionable information that helps get you closer to your financial goals. 

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Low fees and discounts

Enjoy low investing fees and exclusive discounts on financial products that help set you up for success. 

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Exclusive loyalty benefits

Gain access to benefits and perks as a reward for being a valued customer. 

What we offer

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Empower Premier IRA

Save for retirement with straightforward help and advice on your financial goals. There are no annual fees, access to over 150 mutual funds, guaranteed income and professional investing advice.

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Empower Brokerage IRA

If you like selecting and monitoring your own investments, our Brokerage IRA has commission-free stock and exchange traded funds trading as well as access to thousands of no transaction fee mutual funds.

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Empower Investment Account

Whatever your goals might be, an Empower Investment Account can help get you there. You’ll get commission-free stock and exchange traded funds trading plus the option for a professionally managed account.

Even more ways we can help

Personalized financial advice

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Get a dedicated team of Empower Retirement Advisors

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Receive comprehensive financial planning

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Take advantage of professionally managed accounts

Debt and savings solutions

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Reduce debt payments through loan consolidation

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Find a credit card with the perks and benefits you prefer

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Earn a higher rate on your hard-earned savings

Healthcare and education resources

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Free Medicare consultations

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Help with paying off student debt

Financial security solutions

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Discounted credit and identity monitoring

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Simplified online password management

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Empower Security Guarantee

Here's what people are saying about working with us


felt more confident about their retirement.2


felt they gained more knowledge.2


were highly satisfied with their experience.2

We provide assistance through every step of your financial journey

We are committed to helping you achieve all of your financial goals. Everything we do strives to fulfill this mission.

For questions about how we can help you, call us at 866-317-6586. 

Exclusive loyalty benefits for our customers

Now is a good time to open an Empower IRA. At Empower Retirement, we help you through every step of your retirement savings journey.

You get features and benefits depending on which tier you fall into based on your account balance - Platinum, Gold or Silver. This may include a dedicated retirement advisor, financial planning, a wealth of on line resources and free access to Premium (a $199 value).

You could also use your IRA to consolidate additional assets that might take you to the next tier and help you get more out of your relationship with Empower.

Loyalty benefits chart detailing levels, Silver - up to $99,999. Gold - $100,000 to $249,999. Platinum - $250,000 or more.

1 As of January 4, 2021.

2 Empower Retirement satisfaction survey and IVR data as of June 2018.

Carefully consider the investment option’s objectives, risks, fees and expenses. Contact Empower Retirement for a prospectus, summary prospectus for SEC-registered products or disclosure document for unregistered products, if available, containing this information. Read each carefully before investing.

Securities offered and/or distributed by GWFS Equities, Inc., Member FINRA/SIPC. GWFS is an affiliate of Empower Retirement, LLC; Great-West Funds, Inc.; and registered investment advisers, Advised Assets Group, LLC and Personal Capital. This material is for informational purposes only and is not intended to provide investment, legal or tax recommendations or advice. 

IMPORTANT: The projections, or other information generated on the website by the investment analysis tool regarding the likelihood of various investment outcomes, are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. The results may vary with each use and over time.

Insurance products are issued by or offered through Great-West Life & Annuity Insurance Company, Corporate Headquarters: Greenwood Village, CO; or in New York, by Great-West Life & Annuity Insurance Company of New York, Home Office: New York, NY. Guarantees are subject to the terms and conditions of the contract and the claims-paying ability of the insurer.

The Empower Institute is a research group within Empower Retirement, LLC.

All features may not currently be available and are subject to change without notice. ©2021 Empower Retirement, LLC. All rights reserved.

Unless otherwise noted: Not a Deposit | Not FDIC Insured | Not Bank Guaranteed | Funds May Lose Value | Not Insured by Any Federal Government Agency.